Introduction
Can You Open A Bank Account Or Credit Card Using P.O. Box? You might think that a P.O. Box is just a glorified mailbox, but it’s so much more than that! For one thing, it works as a physical address (and thus helps deter identity theft). Also, you can get your mail forwarded to your home or office, so you will only know where you live if they know how to find your P.O. Box address online!
Thinking of opening a bank account or credit card, but the only address you have is a P.O. Box?
Don’t worry: Rather than blowing all your money on stamps and renting out a trendy apartment (just so you can flash the address at the nearest Chase bank branch), you can use your P.O. Box for this exact purpose.
You can use a P.O. Box as your mailing address when opening a bank account or credit card since it’s considered a physical address by the United States Postal Service (USPS).
No additional documents are needed, so you won’t need to worry about renting out an apartment just so that you can flash the address at your nearest Chase bank branch. Getting a P.O. box is simple: You can visit your local USPS branch and apply for one online or at any postal service center in the country!
What’s a P.O. Box, anyway?
P.O. Box is not a physical place but a type of mailing address where mail can be delivered only to the post office box holder’s name and not directly to their home.
If you don’t have an address with a physical location (such as an apartment or condo), you can sign up for this mailing address with your local post office branch. While some people use P.O. boxes simply because they don’t have another option (such as renters who aren’t allowed to have mail delivered to their apartment), others use them because it gives them some privacy from the outside world—for example, if someone wants to get credit cards or bank accounts without having their personal information shared with anyone else on file at those institutions’ databases.[5]
To get a P.O. Box, visit your local post office or go online and register with the USPS website, which should be easy to navigate and requires no additional documents outside of your I.D. to complete the process once you’ve signed up, voila. Your P.O. Box will be created, and you’ll have an address that receives physical mail that can be used as a billing address for credit cards and checking accounts.
To get a P.O. Box, simply visit your local post office or go online and register with the USPS website, which should be easy to navigate and requires no additional documents outside of your I.D. to complete the process once you’ve signed up, and voila. Your P.O. Box will be created, and you’ll have an address that receives physical mail that can be used as a billing address for credit cards and checking accounts. Also worth noting is that once you have a P.O. Box, it’s yours forever—so if another person doesn’t live there anymore (or leaves their name), that’s fine too; update their info when necessary!
What if I don’t want anyone to see where my mail goes? Can I still get one?
You bet! If privacy is more important than convenience for you—and let’s be honest: most people with access to an Internet connection probably won’t care either way—then know that there are also non-delivery service options available where no one but yourself who knows what goes where by default (unless of course they happen upon it during some investigation). These boxes tend not to come with any additional fees associated with them so long as they’re not rented out regularly; however, it may take longer before receiving any packages sent back after having been forwarded across state lines due to regulations regarding who owns said contents once they enter onto federal land like this.”
Bank Accounts
You can open a bank account with a P.O. box as the billing address. However, some banks may require additional documentation. If you need to know whether your bank will accept a P.O. box as the billing address, call them first to ask what other information they might need to verify your identity.
If you’re planning on opening an account at one of the major banks (e.g., Citibank or Chase), we recommend using our tool [here](https://www.creditkarma.com/tools/bank-accounts) to find out if it’s possible with your current credit score and debt-to-income ratio (DTI).
As far as a checking account is concerned, you should call ahead to your bank of choice before going in and ask if they require anything beyond just a P.O. Box for the billing address or if they would like another form of proof that you are who you say you are to open an account (and what those options might be).
As far as a checking account is concerned, you should call ahead to your bank of choice before going in and ask if they require anything beyond just a P.O. Box for the billing address or if they would like another form of proof that you are who you say you are to open an account (and what those options might be). As long as your P.O. box has been set up for at least 30 days before attempting this, it should work fine.
You may also want to ask if they have any other requirements to open an account with them, such as whether or not they will do online banking with only a P.O. box address. This may be something else worth looking into before applying!
Credit Cards
With a P.O. Box, you can use your P.O. Box as a billing address for credit cards and loans. You can also use your P.O. Box as a mailing address for those services if you prefer not to give out your home address.
However, some banks may ask you to provide additional information when applying for certain credit cards or loans. For example, some will want proof that your identity has been verified by the Social Security Administration. Or other agencies dealing with government I.D. documents like passports and driver’s licenses (these agencies often require physical copies of these documents).
Some banks may also ask for proof that you live at the billing address provided before they issue any credit cards or loans; others might take into account how long it takes mail sent to this address to arrive. Before making their decision regarding whether or not they should approve an application submitted by someone. Who uses something other than their actual residential address. As the primary contact information on their application form (which would include any P.O. Box numbers included therein).
Conclusion
Can You Open A Bank Account Or Credit Card Using P.O. Box? We hope this has been useful! Please comment below if you have any other questions about using a P.O. Box as a billing address.
Buy Real US Bank for Non-US Resident
